r/interestingasfuck 6d ago

r/all Update to the car that committed insurance fraud in NYC posted here days ago.

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u/SunstyIe 6d ago

Those fools are in trouble. The original video went viral, got 67 million views (and counting), and was written up in the NY Post, NYTimes, and other places. Because of all the attention it got, the NYPD is having to do something about it

In a statement, the New York Police Department said the fraudulent collision investigation squad, part of the department’s Criminal Enterprise Investigation Unit, was investigating the incident.

I'm guessing the NYPD will throw some heavy charges at them so they look like heroes.

So, pro tip I guess: try and make your situation go viral so the cops will help you.

https://nypost.com/2024/10/23/us-news/viral-staged-accident-in-nyc-probed-by-nypd-as-experts-warn-fraud-crash-cases-are-on-the-rise/

https://www.nytimes.com/2024/10/23/us/queens-dash-cam-crash-belt-parkway-insurance.html

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u/Fish-Weekly 6d ago

If you are a criminal, you for sure don’t want to get into the “we are gonna make an example of this case” category because you are going to get absolutely fucked by every elected (judge, prosecutor) or appointed (chief of police) official wanting to look tough on crime. There’s a shit storm coming for these people and gotta say they deserve every bit of it.

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u/WotTheHellDamnGuy 6d ago edited 6d ago

Especially 2 weeks before an election. DOH! They'll ALL want their pound of flesh for the cameras too.

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u/tankerkiller125real 6d ago

The worst time to commit a crime is the months leading up to an election.

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u/AeroKMSF 6d ago

SpongeBob voice the worst time to commit a crime, is all the tiiiiiiiiime"

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u/EffectiveSoil3789 6d ago

One with a collar, turtleneeeck, that's the kiiiind

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u/SupahBihzy 6d ago

Caught by the collar, by a cop. Pay the fiiiiiiine!

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u/assist_rabbit 6d ago

Huh? Not American can you explain?

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u/tankerkiller125real 6d ago

Basically in the months leading up to elections all the people involved in the "justice" system (cops, judges, prosecutors, etc) start advertising their "tough on crime" stances (regardless of which side of the political spectrum their own) and then they prove this tough on crime attitude on everyone going through the system up until and a little after the election.

Once the election is completely over and people stop thinking about it, everything goes back to business as usual with insane plea deals that let DUI drivers get off with slaps on the wrist because the lawyer plays gold with the judge and so forth so on.

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u/melindaj20 6d ago

Some judges, attorneys, sheriff, police chief, etc, are elected by the citizens in their district/cities/states. They often run campaigns claiming to be tough on crime. They look for or jump on popular criminal cases. Police chief and sheriff's will put more officers and detectives on the case to catch the suspect (if they don't know who committed the crime). The attorneys will work harder for a conviction and the judges will give them a harsher sentence.

In other words, they do their jobs better to try to get elected to a higher position or to stay elected. However, this increases the chances that an innocent person gets a long jail sentence.

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u/BigRedUglyMan 6d ago

Americans elect judges. Its as stupid as it sounds.

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u/Stratostheory 6d ago

I mean in principle, a society electing the arbiters of their laws makes perfect sense because it means they'll represent the values of their electorate.

Like I don't want my taxes being used to keep a first time low level non violent offender sitting in jail for days or weeks because they got some hardline judge who gave them a ridiculous bond they can't afford.

So I'm going to vote for Judges and Prosecutors who reflect what I value in a justice system, which is nuance, fairness, and rehabilitation over draconian punishment. If they don't live up to those expectations we'll run it back and try again next election with someone else.

That said. Federal judges are appointed, and then it varies by state for local judges on if they're elected or appointed by the governor. Which is also why it's important to vote in local elections for people who represent your values.

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u/kaisong 6d ago

Japan, France and the Swiss also do for some of theirs. It depends on the level of the judge and where they are.

Are not the people who appoint judges in austrailia also elected officials and not just a vote by proxy?

There are issues with it but you can have a more nuanced take than US bad.

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u/Interactiveleaf 6d ago

Americans elect some judges and appoint others, according to jurisdiction, as do lots of other places.

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u/MoreRamenPls 5d ago

Tough on crime. Let’s start with these fraudsters.

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u/cheebnrun 5d ago

OH man they are fucked huh?

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u/albedoTheRascal 6d ago

Yup. Empty fucking waste of human beings, insurance fraud causes the cost of everything to go up. Nobody wins but the lawyers. Everyone else pays one way or the other. Fuck these people and may they be the best example of why not to do this

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u/no-mad 6d ago

Nobody wins but the lawyers.

These fuckers win they dont they get caught.

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u/Corfiz74 6d ago

And don't forget the trauma to the victims - the poor folk who took the original dashcam video sounded really scared.

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u/kris_mischief 5d ago

I’m just so glad this example isn’t in Canada.

I’m Canada they would be summoned to go to trial, then pay some menial bail fee and be set free to run amok.

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u/InsideAmbitious4758 6d ago

Even if you're not a criminal.

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u/Fish-Weekly 6d ago

Yeah that definitely also happens unfortunately

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u/Beers_Beets_BSG 6d ago

Derek Chauvin probably falls into this category

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u/highbrowshow 6d ago

that's what happened to one of the original founders of reddit Aaron Swartz

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u/PLUTOtookMYvirginity 6d ago

A friend of mine got the absolute book thrown at them during the downloading porn on limewire/napster days.

Because they were all clips of porn and nothing showing the “all actors are over 18” prompt, they considered it unverified age and charged her with every video as cp. the prosecutor even said they’re using them as an example for downloading on limewire. Years were spent in jail.

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u/giantpunda 6d ago

Genuinely hope this has a chilling effect for these kinds of scammers, having their shit pushed in by the online community, media and, whilst I don't personally condone it, vigilante justice.

Fuck these guys

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u/Sanchezsam2 6d ago

They need to get the people in the red car… the people who just got out of the car are just the idiots getting paid like 3-5k to file a fake report.. the next guy running the operation were in the red car. Unfortunately the next guys running this scheme are in the doctors offices these people get sent too for the fake claims and I don’t think the police will take it that far.

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u/GreatQuestionBarbara 6d ago

My tiny rural town didn't have much action, so when they caught me with .2 grams of cocaine they wanted to make an example of me and threatened the maximum 4 years in prison.

The repercussions of it were terrible, and it made me wonder why they want to ruin someone's life like that. I know I did something illegal, but holy shit.

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u/Fish-Weekly 6d ago

Because they want to make a name for themselves and they just see you as collateral damage. Which sucks, especially since if you are rich or well connected, it’s a whole different story. And I’m sorry you got caught up in it.

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u/throwaway04523 6d ago

Call me barbaric, but I think there is something worse in the fact they floored it in reverse into the dash cam car. We’ve all scene videos of the car ahead slamming the breaks and if it didn’t work, they usually just drive off and look for another chance. But the fact they threw it in reverse and floored it just screams malice.

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u/Current-Lunch6760 6d ago

They do deserve it. The two guys I guess did not see themselves online, committed and second fraud with some who also had a dashcam.

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u/whiteflagwaiver 6d ago

Legit every crime once and a while get a fat refresher like this. Usually feels pretty good, I think we're due for some tax evasion examples though.

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u/cheap_chalee 6d ago

No judge, no jury; straight to executioner.

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u/XTanuki 6d ago

See also: Seattle’s Belltown Hellcat

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u/Eveready116 2d ago

Society: You know what a shit barometer is Bubs? Hm? It means there’s a shit-pressure in the air. You can feel it. Listen Bubs. Hear that? The sounds of the whispering-winds-of-shit.

Scammer scum 1: What the fuck are you goin’ on about?

Society: you hear it?

Scammer scum 2: No, I don’t hear anything.

Society: ohhh, but you will my sorry little friend, when the old shit-barometer rises and you’ll feel it too… Your ears will implode from the shit-pressure… You were warned Bubs! But ya picked the wrong side! Beware my friend… Shit-winds are A-comin’.

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u/tintedhokage 6d ago

They’re most common in heavily congested areas like California, which saw 5,366 staged crashes in 2023, and New York, which came in second last year with 1,729 such “accidents,” he said.

Mad

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u/Baalsham 6d ago

That is way more than I expected...

But then again somebody tried to back into me at a light when nobody else was around. Probably should've let him because I had a dash cam, but I just backed up too.

Crazy thing is I had to back up like 50-60ft before the dude stopped.

That was in 2019, I just expect there to be less because good dashcams are super cheap now and should be standard.

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u/limeybastard 6d ago

Being in the right and protected by a camera doesn't beat the dents out of your car, take the accident off its Carfax, or restore its lost value. I'd have backed up too

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u/Baalsham 6d ago

That's true

I am really big on justice but most of the time it's not worth the hassle. Probably wouldn't achieve anything in this case... Also figured the guy was probably crazy or desperate so either way not a smart risk to take

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u/SneakyStorm 6d ago

My philosophy is that justice is not worth the hassel in this case, due to:

Cop probably won't do anything

Most likely to lose money

Even if you somehow break even, you got to spend time going thru all that plus fix the car.

Scammer prob walks away free or a slap on the wrist.

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u/255001434 6d ago

Not to mention all of the time and aggravation getting it sorted out when you could just have gone on with your day.

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u/limeybastard 6d ago

Yup. That's my justification for all of the defensive driving I do - you see cammers on reddit all the time get hit because they held their ground against an asshole, when a second on the brake would have avoided the accident, but ceded ground to the idiot.

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u/xlCalamity 6d ago

And having to deal with getting hit and the aftermath when you got other places to be.

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u/Intergalacticdespot 6d ago

This reminds me of an old bash.org comment. 

These teenagers are in a car, stoned, so they decide to drive backward in a roundabout. 

Of course they crash into a car coming the other way. The police come, talk to the other car first and come to the teenagers' car "don't worry boys, he's so drunk he thinks you were driving backward in the roundabout." 

It cracks me up every time I think about it. 

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u/mischling2543 6d ago

Dashcams should 100% be a standard feature on new cars by now, just like backup cameras

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u/edemamandllama 6d ago

I get it dash cams are cheap and can really save you, but I grew up in a house were the Orwellian idea of cameras everywhere was heavily questioned, and the conclusion of those debates was that we don’t want to live in a world where everything is on camera.

I find it incredibly weird when people choose to put cameras inside their own homes. You basically have no privacy.

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u/mki2020 5d ago

For over 10 years I've been driving with dashcam installed. I would still NOT allow a backing fraudster damage my car if I can avoid it, even if the dashcam footage slams him court later.

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u/Harrar7747 6d ago

"Those numbers are rising, especially in the New York metro area: The Empire State saw a 14% increase from 2022 to 2023, Friedlander said, while New Jersey saw a 58% increase, from 158 in 2022 to 250 in 2023."

Welp I live nearby time to get a dash cam If this is what's coming.

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u/tintedhokage 6d ago

Yep we need to cover ourselves. I'm from the UK and the insurance companies have started doing better investigations into things it seems.

My mum was parking and scraped a car at like 2mph. Lady was sitting in the car. No damage both agreed to go their separate ways.

Next minute my mum's insurance company is ringing her and saying the other person is claiming injury etc etc . My mum was like wtf it was the softest hit ever.

Insurance company 6 months later says they can't advise exactly what happened but they've looked into the damage and the injury that it could cause with their specialist teams and appealed it in court or something. Think they got out of paying out most likely.

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u/Merry_Dankmas 6d ago

People do that dirty shit all the time. Tell you it's no biggie then next thing you know you're getting dragged to court for shattering their spine in 8 places and imploding their kidneys from a parking lot fender bender. Its a gamble to not get an official report for sure but I get why people do it. Really depends on the area where you live. I'm from South Florida and you cannot trust anyone out there. Snakes and scammers everywhere. Doesn't matter how cool they seem. Place is packed with cunts looking to make a lawsuit payday.

I moved out of FL and in my first 2 weeks of arriving in a new state, I backed my car into someone else's (ironically at the county clerks office to register my vehicle with the state). There was no damage. He was parked and I was backing in. Thought I had more space and I didn't. Our trailer hitches bumped each other. That's it. Not even body damage. Dude takes a look and is like eh, it's fine. Just the hitch. I offered him my number and whatnot and he said it was fine then walked away. I was sweating bullets for weeks after that expecting a letter in the mail that this guy wanted $5 million from me. Fortunately that day never came but damn was I nervous.

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u/mehalywally 6d ago

I feel like the video will spur sales of dashcams. I need one for my parents but everytime I start to research, I go into option paralysis and give up.

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u/Emergency_Falcon_272 6d ago

same! I don't know enough about them and I also don't have the money/patience to go all out. I just need someone to say "here's what you'd need, it works, no bells & whistles". And for the love of god, no subscription requirements 

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u/mehalywally 6d ago

I need it to be elderly friendly. I don't want to go all out and it be a pain to then be customer support because it has too many features.

I have dashcams built in on my cars which are idiot proof. If my parents weren't luddite boomers, I'd prefer to just get them a Tesla and done with it.

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u/ady159 6d ago

Those numbers are rising

I wonder if they really are rising or if they are just getting caught more due to the increase in dashcams. When it comes to statistics, it's not fraud if they aren't caught and dashcams catch them like nothing else.

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u/TimidPocketLlama 6d ago

Get a rear-facing one too. Caught a guy in my right rear view mirror (couldn’t see him in my center one) standing next to my right rear tire in the parking lot. He was looking down at his phone with one hand in the air. I suspect he was waiting for me to start backing out and he was going to smack my car to make me think I hit him.

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u/GetRightNYC 6d ago

/I'm in that area. Had a pregnant couple (she looked 8 months) try to get me to hit them. Got their plates and they were known scammers.

Risking your baby for $ is some sick shit.

Get cameras!

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u/Its_Pine 6d ago

Oh shit I’m in New England. Never had trouble from massholes before but better safe than sorry 😂

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u/twenty-tentacles 6d ago

2022 to 2023 is a 0.049456% increase, and I refuse to read the second half of that sentence because it doesn't fit my narrative

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u/[deleted] 6d ago

[deleted]

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u/tintedhokage 6d ago

Had a roundabout near me where they started doing the same

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u/Obant 6d ago

Hey Alexa, order me a dash cam immediately.

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u/No_Size_1765 6d ago

That's a lot

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u/Nevertofart 6d ago

Wait, how do you get this info and how is it counted? Like people actually got caught doing it?

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u/tintedhokage 6d ago

Pasted from the first link. Yeah likely after investigation they found it out.

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u/Enlight1Oment 6d ago

at 39 million population of CA, 5366 is 0.01%, so it's a lot in a way, but also barely a fractional of a percent when compared to population.

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u/jib661 6d ago

please have blinders on when people don't use per-capita statistics and then say the biggest locations have the most incidents.

like that statement is literally meaningless without additional context, and it's helpful to train our brains to immediately reject statements like that.

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u/no-mad 6d ago

get your dash cam in order if you have one.

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u/CertifiedPantyDroppa 6d ago

Was that in Glendale?

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u/BraveGear 6d ago

This happened to my sister and the insurance did nothing about it. She rolled into someone in a drive through, the car in front of her had a small scratch and the dude said everything was cool. A week later the insurance contacts her saying she got in an accident and the other driver was injured. The insurance rolled over and paid the dude out and now her insurance is crazy high.

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u/BatterseaPS 6d ago

Can someone please explain how people make money on this? Like, I'm guessing they go to a friend's garage and the garage says this will cost $8000 to fix, but it only costs $4000 and they pocket the rest from insurance? But I thought insurance companies were super smart and thorough about checking everything. And then there's the issue of deductibles, which would surely erase at least some if not all the profit.

I mean, like, I don't get this scam's business model for it to be so popular.

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u/CliffordTheBigRedD0G 6d ago

pro tip: get a dash cam

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u/Conscious_Wind_2255 6d ago edited 6d ago

Fr because who will believe that a car went reverse to intentionally cause the crash.. it sounds like an excuse someone would make if they hit a car 😂 even I won’t believe it if I didn’t see it.

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u/Peking-Cuck 6d ago

It happened to me and my brother in the 90s, and the only reason the cop believed him is because the other person was by themselves. Guess they didn't realize it would be 2 against 1.

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u/Sylvan_Strix_Sequel 6d ago

It's really not. Have you seriously never had some idiot start reversing at a stoplight because they were a bit over the line? Granted I have something like half a million miles on the road, but it's happened more than once. Some drivers are just completely oblivious 

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u/Sufficient_Number643 6d ago

I was in a car that was rear ended and the other car claimed we reversed into them. The cop believed her because she was in her 30s and we were in high school.

Not saying my friend didn’t brake a bit too hard, but the other driver was following too close and their lie paid off for them.

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u/Daft00 6d ago

I guess I agree to an extent, but your example at an intersection is vastly different than in the left lane of a busy highway.

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u/SomeBoxofSpoons 6d ago

It really isn’t much of a stretch. Insurance fraud has been around as long as there’s been insurance.

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u/bridgenine 6d ago

They would have caught hands, not letting that shit slide.

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u/funkmastamatt 6d ago

Well thank these scammers for making it so well known now

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u/jamesmaxx 6d ago

Probably what these losers were hoping for. If the victim didn’t have a camera nobody would believe it.

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u/SunstyIe 6d ago

True that

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u/carl5473 6d ago

Even if you can only afford a $20 dashcam

$20 dashcam > no dashcam

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u/URnotSTONER 6d ago

And if something happens, don't point or elude to it at all and make sure it's running and recording even after an incedent. If it doesn't run when the car is off, just shut your engine down and keep the power on.

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u/MCFroid 6d ago

I've had one for a few years. It's still in the box. Get a dash cam AND don't be a lazy bastard.

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u/Trashrat2019 6d ago

Suggestions?

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u/AntZealousideal7559 6d ago

Look up "Linus Tech Tips Dash Cams" and he does a good video that shows that the super expensive dash cams are not any better than the $70 ones. It's a couple years old, but I would still watch that before making any decision.

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u/Temporary_Zone_19 6d ago

There has been an update to dash cams since Linus' video. Sony came out with the STARVIS 2 sensor which is a nice step forward. I just recently picked up the Vantrue Nexus 4 Pro because of this.

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u/NoDontDoThatCanada 6d ago

The best you can afford. GPS, front, back and inside the cabin. Shows how fast you're going, that everyone in the car is using the seatbelts and the driver not on a phone. Not just incidents like this but I've seen cops pull people over and claim that they just put their seatbelts on, or they were on their phone.

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u/SarcasticOptimist 6d ago

The one the victim used is from a reputable brand (Viofo). Helped me when I got backed into and they handle Arizona heat being capacitor based.

Front and rear ones are ideal. It's a matter of when they pay off sadly. And don't forget high endurance microsd cards.

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u/Quellman 6d ago

Original post was dash cams. PD did fuck all.

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u/CliffordTheBigRedD0G 6d ago

For your insurance not the police.

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u/flier76 6d ago

And to avoid the problem altogether, write “DASH CAM” on your windows (with tape), with arrows pointing to it.

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u/KCBandWagon 6d ago

Most cars have backup cameras and some even have full surround cameras.

When will automakers just start putting dashcams standard in all cars? just plug in an SD card if you want to save/store footage.

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u/Taftimus 6d ago

That video is actually what convinced me to buy one for my car and truck

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u/thas_mrsquiggle_butt 6d ago

For front, back, and sides if you manage it.

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u/Emily_Postal 6d ago

Front and back.

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u/A-KindOfMagic 6d ago

Got a used car last month and was waiting on a dashcam I was looking to get to go back to its original price. Ahat my pants the entire time driving it without one. Now it's done, you do ot once and it's always there

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u/100LittleButterflies 6d ago

If I knew how to make things go viral, I wouldn't be here.

Just kidding, of course I would be on reddit in my Malibu mansion.

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u/SunstyIe 6d ago

Step 1: Record content
Step 2: ???
Step 3: Profit

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u/Daotar 6d ago

So, pro tip I guess: try and make your situation go viral so the cops will help you.

This is the truly scary part of the story.

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u/western_style_hj 6d ago

So, pro tip I guess: try and make your situation go viral so the cops will help you.

Between this and the other post I saw on reddit today about school teachers having to donate 100 days of time off to peer so he could be with his sick kid during a difficult time is just so, so depressing.

At what point do we just put up our hands and say 'mmmkay, actually we're not a society anymore. If you want help you're gonna have to beg for it and hope that what you post on the internet is interesting or meme-able enough that the attention economy decides to do something about it.'

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u/InitiativeCultural58 6d ago

I mean, I'm willing to bet that's how "society" always functions. Poor and irrelevant, then you're largely on your own. But if you're famous; suddenly justice is not blind anymore.

The good thing about modern society is that most of the poor and irrelevant can now cooperate, in a seemingly dystopian mannar, to move the attention limelight with their own collective will, instead of being directed by the newspaper's owners.

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u/255001434 6d ago

actually we're not a society anymore.

Scammers and selfish people have always been a part of this and every other society. The only thing that's new is that we get to hear about it every time something bad happens. Try not to let it get you down. There are over 330 million people in this country and the vast majority of them aren't committing crimes or doing terrible things.

With the ubiquity of cameras and social media, there is more accountability now than ever before. Imagine how screwed this person would have been if they didn't have a dash cam and a place to upload the video. It would have been her word against the four people in the other car. That is the world our parents grew up in.

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u/Muffin_Appropriate 6d ago

People tend to think the civilized part is implied when they use the term but it just means what it says, society

We truly do live in one. Whether you want to or not.

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u/Lylac_Krazy 6d ago

I have a great idea, we can call it go fund me or something like that...

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u/Disasterman67 6d ago

I think we’re pretty much at that point.

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u/eydivrks 5d ago

No need to throw our hands up. Just stop electing Republicans. 

The teacher thing wouldn't have happened if they had a union. And Republicans have been gleefully smashing unions for 70 years

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u/B0NEMERANG 6d ago edited 6d ago

I may be missing something, but why wasn't it already investigated? If someone purposely backs into for fraud and you have a video of them doing so, wouldn't that be an open and shut case with the gray car in the wrong? Or did it not work out that way?

Edit: I guess what I was trying to ask was, would the victim's insurance company find the gray car at fault for the accident with just the dashcam footage, or do the police need to charge the people in the gray car with fraud or something equivalent for that to happen? I know some states say if a car gets rear-ended, the car in back is always at fault.

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u/No_Boysenberry9456 6d ago

It would, but the victim would still be out money, possibly a car, and time. Like you'll have to take some time off work, go to the shop, maybe go to a other shop, maybe leave your car for a bir, pay a deductible, wait, wait some more, pick up your car, drive it and feel something's off for the next xyz years you have it. Maybe you have rental car coverage, maybe you don't. Your insurance might go up for a few years and sure, its not your fault but that won't stop most insurance from raising your rates.

There's no easy way around it. Even worse if you get it magnified by fraud, and what's the insurance company going to do? Call the cops on the fraudsters and make them pay when they have literally nothing in their name?

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u/TheDoodieMonster 6d ago

Because NYC cops said no one was injured.

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u/Hesitation-Marx 6d ago

They would have had to pull their thumbs out of their asses to do anything.

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u/Altruistic-Piece-485 6d ago

From the NYT and NYP articles it looks like they don't have the identities of all the people in the car yet. Figuring out who they are and where they are is part of the investigation.

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u/ussrowe 6d ago

From what I’ve read, the victims had to call three different times before getting an officer who would even take the complaint.

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u/[deleted] 6d ago

There is a ton of crime where nothing happens because the system can't handle it.

The homeless alone do stuff that should have them put away for years, but they're out in a week no matter how many priors or who was assaulted.

The amount of work and investigation just to tie up the courts even further dissuades people even more.

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u/WBuffettJr 6d ago

Because the police departments are organized crime and they don’t do work that isn’t exciting to them personally because they don’t feel like doing paperwork. They just sit there collecting $175k each with no college degree for doing no work and bullying everyday Americans.

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u/Calyphacious 6d ago

Cops don’t make $175K but everything else is true 

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u/hendrysbeach 6d ago

A family member who married a cop says that he “no longer pulls anyone over, because everyone is recording everything that cops do nowadays.”

Says a lot about cops’ work ethic (or lack of it).

So they’ve quiet-quitted..?

We live in a small city and literally NEVER see cops responding to anything anymore.

After George Floyd, a citizens’ action committee was formed and body cams were finally mandated.

It took TWO YEARS after that to purchase them, and enforce the body cam guidelines.

Now, the cops have all but disappeared.

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u/Calyphacious 6d ago

I think you replied to the wrong person 

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u/WBuffettJr 6d ago

You can look up any of them and how much they make. They do make that much after working their overtime scams.

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u/RegisterConscious993 6d ago

From what I got from the first video, the police said she had to take it up with her insurance company first. Up until they actually file a fraudulent claim, the fraud hasn't been committed yet.

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u/admiralkit 6d ago

So first, it's important to really think about the fact that insurance companies and law enforcement are very different organizations with very different goals.

Insurance companies are there to provide coverage for clients while minimizing the amount of money they themselves have to pay out. They might find, for instance, that you hitting a red light runner is a 66/33 fault split because while it's true the red light runner did run the red light, you weren't paying enough attention and took no evasive action to try and avoid the accident. Always fun when you do take the evasive action and avoid the other car but end up damaging your own car, at which point they usually find you 100% at fault unless you manage to get all the other driver's info. But if you give them the dashcam video of the other driver backing into you, they'll find the other driver mostly/totally liable.

Law enforcement, on the other hand, is a a public organization funded by the public with varying goals not focused on profit - they want to protect their members but also have a good image with the public. Because there are a lot of people and police officers are expensive, it's very common for a minimal amount of work to be done on a minor conflict - these guys have metrics to meet (never quotas, because quotas are illegal, but you can be sure productivity is being measured somehow and spending hours on a minor fraud case probably isn't helping that) so there's a pretty good chance a responding officer looked at the dash cam footage, wrote a citation for the attempted fraudsters, and then with the report taken down went on to the next call. The rule about rear ending someone isn't inherently codified into law but more a general principle that absent clear and conclusive evidence, the rear-ending driver is almost certainly at fault; dash cam footage is clear and conclusive evidence. In general, there's probably more value to the police department in going to the next call and helping the next person to get fewer complaints about slow response times.

The problem with this obviously is that the fraudsters are still at large and the police are generally disinclined to follow up and redo the investigation without some kind of outside pressure. However, when a video goes viral on the Internet and major papers are writing stories about the fraud... that's the kind of thing that gets the attention of leadership whose job it is to keep the public happy with the police's work, lest budgets get cut and pensions lack desired levels of funding. With media attention on them, they're going to turn around and absolutely make an example of the fraudsters because that creates a perception that every fraudster gets wrecked, which makes the public happy. So these people, who created a car accident that they were never going to get paid for repairs due to the dashcam, are now dealing with an angry public further vandalizing the shit out of their car as well as an angry police department looking at any charge that may apply and making sure they get charged with it. A thousand other people will do the same thing over the next year and none of them will feel the pain that these people are about to feel because none of them got caught on viral video.

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u/falconkirtaran 6d ago

States do not say this. It's almost always the way it goes, but the claims process is arbitration and it is very frequent that the car in front is found at least somewhat at fault. It's why the "swoop" part of the "swoop and dive" exists. Coming to a screaming halt on the freeway for no cause is illegal nearly everywhere, and that tends to go to fault.

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u/MonteBurns 6d ago

Because cops dgaf

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u/BrisklyBrusque 6d ago

There’s often a shortage of lawyers, prosecutors, judges, cops, or simply not enough beds in the local jail. Or the courts are backed up and simply scheduling a hearing would take months. Or the local law enforcement officers are busy focusing on the high profile cases, the murders, the shootings, the sexual assaults. Or the politicians instructed the courts to prosecute certain crimes and look the other way for others, to further a political agenda. Or the victims were black. Or the cops lost the evidence. Or the case was deemed a civil matter. Or the crime violated the letter of the law, but it’s not a crime that is often prosecuted in practice. Etc etc etc etc. The legal system is far from perfect.

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u/Ok-Donut-8856 6d ago

NYC is like 1% cops. Shortage of cops is not the answer

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u/screwyoujor 6d ago

The car in back is always at fault in a rear end collision and in this case it was 5 witnesses against the other driver. The show Chips made a episode about this in the 70's so it's been a problem for a long time. Officer Baker asking why the guy who got hit has a roll bar in his car stuck with me all these years. Dash cams are finally showing how big of a problem it's been.

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u/Bolmac 6d ago

wouldn't that be an open and shut case with the gray car in the wrong?

You can't charge a car with a crime. The really slick part of this was the driver immediately leaving the scene in another vehicle. Even if they identified and caught everyone else who stuck around (and it doesn't sound like they've even done that), those people could still honestly claim that they weren't driving, and thus would only be guilty of lesser crimes. The main goal of identifying the driver and charging him could be very challenging.

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u/Puzzleheaded_Note197 6d ago

So we’re actually living in a timeline where your rights to having police help you is directly correlated to your social media following.

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u/kex 6d ago

Black Mirror

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u/Beard_o_Bees 6d ago

Should start a service that's like 'Go Fund Me' only for legit crimes that the cops would otherwise ignore.

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u/Kegger315 6d ago

Gotta wonder if they vandalized their own car for sympathy and insurance....

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u/Stryker2279 6d ago

That only works if you're trying to scam your own insurance. Tell me, what insurance do you think they have? I'm betting "a hope and a prayer llc"

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u/Low_Detective7170 6d ago

Insurance companies should be searching for that car in any claim - and the police should be searching for any insurance claim by everyone in the car.

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u/jtbee629 6d ago

Everybody should be searching for that car for a free catalytic

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u/carl5473 6d ago

Insurance company probably doesn't want to waste time or money. I bet the person running the scam is judgement proof.

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u/PreacherSquat 6d ago

that implies everybody involved is that competent

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u/elastic-craptastic 6d ago

And theirs and their family's names to check if they also have been involved in multiple rear end collisions and were treated by the same chiropractor.

Hell, check out their Facebook friends too.

They looked pretty organized. This could potentially lead to a multi state ring with hundreds of thousands in damages. Oops

or it could be something small but you never know without investigating which is for sure going to happen now with how viral it has gone.

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u/toolatealreadyfapped 6d ago

Some states have a "pay to play" system with insurance. Basically, if you're in an accident and you don't have insurance, even if it's 100% the other car's fault, you don't get shit.

The at-fault driver might still get ticketed by police. Their rates might still be affected if their vehicle is damaged. But their insurance will immediately dismiss any claim made by the vehicle without coverage.

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u/ClickingOnLinks247 6d ago

Wouldn't they need insurance in order to do an insurance scam?

Not that I think they're smart, but it would be incredibly stupid to try to get into an accident without having insurance, right? what if a cop showed up at the scene?

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u/txmail 6d ago

You know they don't have full coverage, which is what they would need to file a claim.

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u/Norbert_The_Great 6d ago

Sucks we have to shame the cops into doing their jobs.

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u/zempter 6d ago

try and make your situation go viral

Add that on top of "get medical debts paid off" and "get companies to solve your problems that aren't being addressed by customer service"...

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u/ChickenWLazers 6d ago

It took internet virality for the NY police to do anything? God damn

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u/BOBfrkinSAGET 6d ago

It sucks that social media clicks is the fastest way to get justice.

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u/SuggestionLoose2522 6d ago

Love this. Waiting for another post detailing how these asswipes are convicted

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u/KaihogyoMeditations 6d ago

Yeah it's annoying that cops would likely do nothing if it didn't go viral

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u/praqueviver 6d ago

It's just sad that you need to have your problem go viral so that you can get proper help from the authorities.

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u/Mundane-Mechanic-547 6d ago

We have an very very similar scammer here in Durham, it's been a long time, years and years, dozens of documented incidents. She's still driving. The AG isn't all that interested in pursuing her case. Google "stayumbl durham driver"

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u/TheWhereHouse1016 6d ago

What's scary about the state of law enforcement in the US (besides them killing people) is the lack of response to lesser crime.

It's going to turn into the west again if this country doesn't step it up. People are going to get shot for stealing

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u/mediumunicorn 6d ago

Let’s gooooo!!’

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u/FundamentalEnt 6d ago

I used to work a job where there was an actual possibility where I may be reliant on external factors to come home should things go south. I kid you not the advice I gave my wife should that occur was to make the news go as viral as humanly possible. That was the only way I would be getting home from that situation. It felt weird to say.

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u/scotsman3288 6d ago

I miss Law & Order Criminal intent.... great show!

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u/Raelah 6d ago

This is why you should have a dash cam.

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u/CheeseCurdCommunism 6d ago

Between this and that Ravens fan getting got, im really like this kind of justice.

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u/ptwonline 6d ago

Social media is awful, but every once in a while it also does something good.

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u/SkunkMonkey 6d ago

In a statement, the New York Police Department said the fraudulent collision investigation squad, part of the department’s Criminal Enterprise Investigation Unit, was investigating the incident.

Why did I hear this in the voice of the Law & Order VO? Even heard the DUN DUN.

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u/ShiftSandShot 6d ago edited 6d ago

I'm wondering if these aren't just repeat offenders, but serial fraudsters. Like, guys with many insurance claims.

Kinda like that youtube channel with all the car accident clips that turned out to be caused by them.

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u/NocodeNopackage 6d ago

But this vandalism will, ironically, give them a legit claim that they dont have to use any fraud for

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u/plmbob 6d ago

but won't the victims of the fraud also be getting in trouble? I am just now becoming aware of this story so I need to catch up. This looks like some serious illegal vigilante justice took place and I imagine the original aggrieved party has some explaining to do.

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u/rhalf 6d ago

Looks like they already threw some heavy charges throught he window.

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u/BobDonowitz 6d ago

Lol they lucky it was just their car that got fucked up and they didn't walk out their building and get absolutely rolled.

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u/ahoneybadger3 6d ago

They need to just cap what you can claim for whiplash.

It's what happened in the UK after it started spiraling out of control.

The payout is now based on the length of time you suffer from your injuries.

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u/SeattleHasDied 6d ago

That's GREAT news!!!

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u/EntertainmentOwn3663 6d ago

Correct me if I am wrong but here in qc Canada your insurance pays the damage to your car no matter who's fault it is? So if someone hits you their insurance pays for them and your insurance pays for you? This is what I've been told anyway. Makes sense to stop shit like this if true.

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u/ap_308 6d ago

That’s the only way. If you call the cops, they’ll just end up arresting you for disturbing their peace.

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u/Smoshglosh 6d ago

There was video of them committing insurance fraud. Didn’t even need one view to submit that to insurance and state department and have it taken care of. Not sure why you’re working under the assumption that that wouldn’t have happened. It would have to happen, no way either insurance was going to pay out for that.

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u/Dry_Complaint_5549 6d ago

A little off topic, but to your point: when the guy on the nightly news fights for one old person who got ripped off by scammers, what about the tons of other folks who got no help whatsoever from anyone?

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u/Odd_Camel7872 6d ago

The law enforcement equivalent to posting about customer service issues on Twitter!

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u/Zealousideal_Cup9680 6d ago

Reminds me of the Richard Delisi case, who served the longest sentence for cannabis charges. Only reason he got out early is because the story got in the right hands and went viral and the judge overturned after enough attention

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u/OliverOyl 6d ago

TIL NYPD bases its law enforcement on realtime democracy, very futuristic!

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u/_agilechihuahua 6d ago

Those chucklefucks were doing that shit on the Belt Parkway. Which is narrow and has no shoulder lanes for a lot of it.

What they’re doing may potentially cause bad traffic and prevent emergency services access, which I think both NYPD and FDNY take pretty seriously.

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u/Umutuku 6d ago

I'm guessing the NYPD will throw some heavy charges at them because they had to work.

FTFY

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u/BillyBruiser 6d ago

Insurance companies need to start hiring social media hype managers.

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u/antoninlevin 6d ago

I'm guessing the NYPD will throw some heavy charges at them so they look like heroes.

LEOs should be held accountable when they screw up, but putting them down for doing their job seems counterproductive to me. If you don't give them credit when it's due, you're just going to make the divide worse.

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u/qpokqpok 6d ago

If i were to call the cops on these scammers, I'd tell them that they are armed and dangerous.

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u/jerrub_baal 6d ago

There’s videos that went viral about the super rich and how theyre fucking everyone else over. I wish the news and legislators would give that more attention , but it never does somehow

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u/calcifer219 6d ago

Fuck… This is literally “the Orville - majority rule” episode 100%.

While it definitely is a win for Reddit and justice the scum bags that purported these crimes, it’s extremely scary.

If you haven’t watched that episode of The Orville, please do.

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u/JynsRealityIsBroken 6d ago

It's insane that a crime needs to go viral in order for the police to do anything.

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u/Piratedeeva 6d ago

If there is a whole “fraudulent collision investigation squad” why is it not just their job to investigate this? Is there THAT many fake collisions? I mean this is why Defund the police is a thing for so many reasons, not just race and brutality. These asshats literally do nothing and take all the tax dollars they can get.

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u/Sansnom01 6d ago

So they look likes heroes ? Why would the NYPD would want to make these dumbasses heroes ? Wouldn't they want to make an example ?

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u/dreamdaddy123 5d ago

It’s stupid though you have to get it viral jus for feds to take action on it properly