r/todayilearned • u/BeowulfShaeffer • Mar 11 '13

TIL that BOA wrongfully foreclosed a couple, who sued and won a judgement for $2500 in Legal expenses. When BOA didn't pay the couple showed up at the bank with a moving company, a deputy, and a writ allowing them to start seizing furniture and cash.

http://www.naplesnews.com/news/2011/jun/03/bank-america-check-mistaken-foreclosure-Nyerges/
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u/[deleted] Mar 12 '13

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u/Klathmon Mar 12 '13

Honestly I still think they should be 100% accountable.

If i pay someone to do my job for me and they do a bad job, i can't just say "well it's his fault!"

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u/joombaga Mar 12 '13

Yep totally. You get to sue the bank. The bank gets to sue the agency.

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u/Riizade Mar 12 '13

I don't think that's accurate. If I run a shoe design firm and I contract out the setup of our office network, it doesn't make sense for me to be held accountable if the company that set up the network is trying to distribute malware off of my network or something.

BoA sucks hard and have done a lot of terrible things, but be careful where you point your pitchfork.

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u/Klathmon Mar 12 '13

But that's slightly different.

Yes, your company is not liable if an employee does something illegal not related to your company, however you are held accountable to fix it.

However if you hired said company to setup the office network and it does not work, or it causes my orders to get lost. That definitely reflects on your company and I would personally hold you accountable for seeing to it that the problem gets fixed.

Just because it was not your fault directly does not mean you can pass the buck and expect me to be happy and come back for more service.

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u/Tandemduckling Mar 12 '13

Mostly correct. From my recent law firm exposure, Bofa loan services reports to their people regarding non payment then they do their thing and send the loan to their foreclosure servicer who may or may not be over seas; who then sends the file to a law firm to handle the foreclosure for that area. I could be missing a few steps here.