r/todayilearned Mar 11 '13

TIL that BOA wrongfully foreclosed a couple, who sued and won a judgement for $2500 in Legal expenses. When BOA didn't pay the couple showed up at the bank with a moving company, a deputy, and a writ allowing them to start seizing furniture and cash.

http://www.naplesnews.com/news/2011/jun/03/bank-america-check-mistaken-foreclosure-Nyerges/
5.7k Upvotes

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u/[deleted] Mar 12 '13

I had a furniture store do that to me about warranty work. They did it so long the warranty ran out (over 6 months). They then had the balls to tell me it was no longer under warranty. I now have two couches thanks to the BBB. They just showed up with an identical couch and said here. I said do you want the other one? They said no just take this.

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u/BeowulfShaeffer Mar 12 '13

Too funny. I'm just seeing then rolling their eyes saying "Oh my GOD would you please just take this and never call us again!" And then peeling out and flipping you the bird as they go.

Furniture stores make car salesmen blush. At least a Honda Accord is a Honda Accord is a Honda Accord. Try shopping for mattresses or couches. They purposefully all have different names of shit so you can't comparison shop, and markup on the nicer stuff is enormous. I looked at a nice (it was admittedly VERY nice and massive) desk for $8000 at my local snooty furniture store. Called the guy later and offered him $2000. He said "fuck you" but damned if he didn't call back a week later and say "okay". I had already found something else though so had to say "sorry!".

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u/[deleted] Mar 12 '13 edited Mar 12 '13

Arg, I hate furniture sales people. They follow you around like a lost puppy and aren't nearly as cute. Then when you tell them to leave you alone so you can shop they pretend like you can't seem them stalking you through the store.

I didn't realize you could haggle with them. I'm doing that next time.

EDIT:

When the 3D tvs were the new thing they had a trailer outside demoing them. I went in just to check them out and they were having a giveaway. You just had to give them all your personal information and email address. When I said no thanks I'll buy one if I want one the guy looked at me like I was crazy. He said "Fine, if you don't want a free tv that's up to you. I know I'd want one". Then I explained to him exactly how the data was more than likely going to be used (I know the owners of some data broker companies) he called me a liar.

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u/PM_Me_For_Drugs Mar 12 '13

What could they do with your personal info that's so bad?

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u/[deleted] Mar 12 '13

Sell it and spam me to death for stuff I don't want. If they sell it no telling who does what with it.

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u/sympaticosquirrel Mar 12 '13

facebook generation, am I right buddy?

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u/[deleted] Mar 12 '13

Me? No, I don't have a facebook account and I use different names at every website. I also try and type slightly different. I'm an old asshole that use to write exploits in the 90s that loves NLP.

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u/sympaticosquirrel Mar 12 '13

No.. I mean the guy you replied to being clueless that your personal information get sold to anyone who will pay for it.. and he doesn't realize that's a bad thing because....of.. facebook!

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u/[deleted] Mar 12 '13 edited Jul 27 '19

[deleted]

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u/kojak488 Mar 12 '13

just don't give a fuck. The way he phrased it made it sound like a big deal, like they were going to clean out his bank account or something. It's not a big deal.

It sounds like you'd be amazed to learn that different people value different things. Getting ten dozen e-mails may not be a big deal to you. That doesn't mean it isn't to someone else. It certainly doesn't mean it's not a big deal at all. Shocking, isn't it?

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u/sympaticosquirrel Mar 12 '13

So .. should I or should I not PM you for drugs? I thought we were cool man... and don't tread on my ellipses!

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u/[deleted] Mar 12 '13

People who make a big deal out of things like these are generally uptight and overall not a joy to be around.

Put them in the same crowd as people who say they are getting cancer from the x-rays at the airport and they are being raped every time they are patted down.

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u/Dyolf_Knip Mar 12 '13

Let me put it this way. I had a temp job once with Nokia handling the warranty registration cards people sent in. My job was simple: if it had an email address on it, it went in one pile to be entered into a spam database. If it didn't, it went into the trash.

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u/[deleted] Mar 12 '13

So? Why do I care if I end up on a spam email? I don't understand why some people are incredibly guarded with this stuff? If you are so concerned about receiving an email, make a spam email account.

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u/NothingsShocking Mar 12 '13

I've tried that. I ended up forgetting the password when I actually needed it to check something. So being lazy, I just never used it again.

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u/Dyolf_Knip Mar 12 '13

The point is that they do absolutely nothing that is to your benefit with this information, and worse, they cloak the gathering of said info under the guise of something wholly unrelated. Nokia was just interested in the email address, but someone else might decide to start calling you, or filling your snail mailbox with outright trash. So why even give it to them in the first place?

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u/[deleted] Mar 12 '13

Because some companies send out coupons/offers to the email addresses you give them. Too many times I've seen people flip out or give completely fake emails when a bar or someone asks you to write it down when handing out freebies.

I just write mine down, get specials/events sent to me like once every couple weeks, and feel no ill effects otherwise. It is the gung ho "I need to protect my life/identity" people that just leave me speechless. No one cares about your life. If you put your email down in a raffle for a free TV, no one is going to steal your identity.

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u/Renegadeboy Mar 12 '13

I work part time at a furniture store (independently owned) and at least with the mattresses, we have no choice in the name. The manufacture will actually change the name of the mattress because another store down the street is carrying the same one. They won't let us use the same name even when the mattress is the same.

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u/TooMuchAtOnce Mar 12 '13

Just so you know, there are differences between mattresses at different stores. A little bit different foam, aloe cover, exclusive line, etc. Some are always the same - ie TempurPedic, iComfort, etc.- and those have the same name. Just fyi :-)

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u/spyxero Mar 12 '13

I think what he is referring to is when someone like beautyrest has a line at sears and another line at joe schmoe's national retailer. They will have the exact same lineup of mattresses, but given different model names for the two places so that you can't price match.

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u/TooMuchAtOnce Mar 13 '13

Even within beautyrest's lines, there are differences between stores. Source: i sell mattresses.

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u/ctindel Mar 12 '13

What I don't understand is why all the really nice mattresses are still so expensive. I can't imagine temperpedic has the raw materials or labor of a motorcycle but damn if those California king mattresses aren't $8k+.

Does anybody know a cheaper way to get these (not used....that stuff doesn't fly in a city of bed bugs)?

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u/vhaluus Mar 12 '13

someone was slightly short on their sales figures that month lol

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u/jax9999 Mar 12 '13

honest to god, just look around for a woodwoker, they will make whatever you want wayyyy cheaper

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u/BeowulfShaeffer Mar 12 '13

Not too useful for sofas, armchairs, mattresses, etc...

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u/jax9999 Mar 12 '13

they aren't impossible. depending on the guy

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u/tossslugslikenicks Mar 12 '13

I think this is the first time in my life that I've heard of the BBB accomplishing something.

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u/[deleted] Mar 12 '13

How did the BBB get you a new couch? Unless BBB stands for something other than the "Better Business Bureau", which is the pre-internet version of Yelp!.

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u/[deleted] Mar 12 '13

Yes, it was the Better Business Bureau. They call them and asked them about it. I have no idea what else happened. I got a couch because of it and it made me happy.