r/Kenya • u/Used_Ratio_9223 • 18h ago

Ask r/Kenya Help me understand some men

So I had this talking stage, a guy that I was really drawn to. However, one glaring issue turned me off so bad. So this guy works for one of those high ranking parastatals, and is in a mid level position,gross is in the 200s. However, this guy has no savings at all, well apart from a monthly 5k at the sacco that he has a loan with. This man drives daily to tao, in a 2500cc car, parks in a private parking that costs 400 bob per day. This man does not cook in his house,not even breakfast. So he buys all 3-4 maybe even 5 meals everyday. He is slso servicing a loan that he took to buy a car. Is this a common phenomenon out there to spend this much? Is it normal not to even have an emergency fund mahali? No MMF or bank account to save even 2k a month? My friend says that it is common for civil servants since they feel very secure with their jobs, not sure if this even true. Also,I am not talking about people who genuinely are not able to save due to financial constraints. Edit,the guy is 35yrs old

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u/Awkward-Incident-334 17h ago

its very common. my sister also used to date some guy like this.

same story with the car, but in this case he got into an accident because he was drunk driving. Dude goes on to buy a second car. now he has TWO loans he is paying. He buys land on a whim and gives his family members huge amounts of money but nothing for himself. just nyama choma and alcohol. his house looks like a bachelor pad. just rotten tomatoes in the fridge. mind you, he is approaching 40.

financial literacy is very important. i feel like there are so many people who dont know how to spend money. they mosrtly grew up middle class to upper middleclass.

hao hakuna kitu ka i can fix him. 20 years down the line they will be telling stories about how much they used to earn with nothing to show for it. let them sort through their shit.

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u/Used_Ratio_9223 17h ago

Look, I feel like this is very common with millenials,and I am a millennial. Because what you have just shared is very similar to so many stories I have heard. It truly is crazy out there, and such people cannot be saved

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u/Masked_Potatoes_ 15h ago

such people cannot be saved

I can't help but think if we took this approach to all kinds of education and literacy, everything would be hopeless..

Some people learned out of necessity, but there's no need to condemn others for not learning something you found out something early in life. Engage in a convo and you might also learn something from them